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title
Should Social Security Be Privatized? Top 6 Pros and Cons
description
Proponents say privatization would prevent program insolvency. Opponents say privatization would make insolvency worse. Explore both sides of the debate.
site name
Social Security
author
updated
2026-02-28 17:01:06
raw text
Should Social Security Be Privatized? Top 6 Pros and Cons Skip to content Home More Issues About Us FAQs Teachers’ Corner Social Security Should Social Security Be Privatized? Last updated on: 6/17/2024 | Author: ProCon.org Social Security accounted for 23% ($1 trillion) of total US federal spending in 2019. Since 2010, the Social Security trust fund has been paying out more in benefits than it collects in employee taxes , and is projected to run out of money by 2035. One proposal to replace the current government-administered system is the partial privatization of Social Security, which would allow workers to manage their own retirement funds through personal investment accounts. Proponents of privatization say that workers should have the freedom to control their own retirement investments, that private accounts will give retirees higher returns than the current system can offer, and that privatization may help to restore the system’s solvency. Opponent...
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