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What happens to my workplace pension when I die?
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What happens to my workplace pension when I die?When you die, all or some of your workplace pension could be passed on to your dependants – spouse, civil partner or other family members.Thinking about death is something we’d rather avoid. But when it comes to a workplace pension, understanding the financial implications based on your circumstances can help when it comes to leaving a legacy for your loved ones.Let’s look at what happens when you die, depending on the status of your workplace pension. Types of workplace pensionThere are two main types of workplace pension:💰 Defined contribution workplace pensions - this type of workplace pension allows you to build up a pension pot for retirement based on how much you and/or your employer contribute and how much this grows. There are no guarantees as to how much it will be worth at retirement.⭐️ Defined benefit workplace pensions – less common these days, this type of pension pays a guaranteed retirement income based on your salary and t...
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2025-11-20 04:56:58
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