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created at
2025-10-29 09:19:18
updated at
2025-10-29 09:19:18
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https://assureline.com/resources/articles/budgeting-for-a-non-budgeter
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title
Budgeting for a non-budgeter
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It’s a couple of days before your next paycheck, and your checking and savings accounts are down to fumes. A single unexpected bill such as a doctor’s visit or a car repair could spell disaster. And yet, by all objective measures, you make enough money to meet your needs. If this stressful situation sounds familiar, you may want to consider creating a budget. Basic budgeting is surprisingly easy to do, but it’s not something you’re likely to learn in school. In 2022, fewer than a quarter of high school students (22.7%)1 reported that they had taken a basic personal finance course before they graduated. As a result, many of us are unprepared to start budgeting. Even with the skills and know-how, some just find it overwhelming, or don’t want to do it at all. At the same time, online shopping technologies like saving card information, and automatic renewals have made it incredibly easy for even the savviest of budgeters to spend beyond their budgets. And yet, done correctly, personal bud...
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