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title
Is Uninsured Motorist Coverage Required in New York?
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Understanding New York’s Uninsured Motorist RequirementsWhen you are injured in a car accident caused by another driver, you may initially assume that your injuries and other damages will be covered by that driver’s insurance company. But what happens when you discover that the at-fault driver doesn’t have insurance, or whose existing insurance policy doesn’t cover the extent of your damages?Fortunately, if you’re in New York, you’re not completely without protection. New York law requires every driver to purchase uninsured motorist (UM) coverage for instances where the at-fault driver lacks coverage, or if you were injured in a hit-and-run accident and are unable to find the driver.Drivers must purchase UM coverage with limits of:$25,000 per bodily injury and $50,000 for death for a person involved in an accident$50,000 for bodily injury and $100,000 for death for two or more people in an accident$10,000 for property damage for a single accidentHaving UM coverage is important in the e...
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