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created at

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How to get the most out of your extra cash

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If you’ve saved your way to a place where you find yourself with some extra cash on hand above and beyond your savings targets, you might be wondering what to do next. There are many ways to put your extra cash to work, including a range of financial products and account types that can earn you extra interest or return, while remaining easily accessible should you ever need it. Don’t be afraid to shop around, explore products within your existing bank, or even look at what other banks have to offer. Americans have missed out on $603 billion over the past eight years, simply by sticking with their current bank.1 While you might feel loyalty to a particular bank or brand, remember that you are paying them to hold your money, and you need to choose the best option for you and your money.   Not sure that moving money to new accounts or an entirely new bank makes sense? Take a look at the numbers. An account offering a mere 0.05% APY compared to a bank offering 3% APY can make a massive dif...

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