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Strong authentication or SCA, enhanced security for your payments - SlimPay
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Total payment fraud in France is expected to exceed one billion euros by 2023 ! A frightening figure, but one that makes the fight against fraud a key issue for financial institutions, merchants and end consumers alike. To counter this, several measures have been put in place by regulators to reinforce security requirements for payment transactions, particularly digital ones. Among these measures, since the entry into force of European directive PSD2 (Payment Services Directive number 2), strong customer authentication (SCA) has become a key requirement for guaranteeing the security of electronic transactions. Its aim is to reduce the risk of fraud while boosting consumer confidence in online payments. But what is SCA? How does it work? and what impact does it have on merchants? We break it all down for you in this article, starting with the basics 😊 What is strong authentication (SCA)? Strong Customer Authentication (SCA) is ...
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