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title
Compare the Market - Home Insurance for People with Convictions
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Can I get home insurance with a criminal record?It is possible to get home insurance if you have a criminal record, but you may have fewer options to choose from.Many mainstream insurance providers won’t offer home insurance cover to people with unspent criminal convictions. This means that you may need to look to a specialist insurance provider.What counts as a criminal conviction?A criminal conviction can be anything from a fine to a prison sentence. If you’ve pleaded guilty or have been found guilty of a crime in a Crown or Magistrate’s Court, then you have a conviction.Spent convictionsAfter a certain time, criminal convictions become ‘spent’. This means you no longer have to mention them to insurance providers, even if they ask.Unspent convictionsAn unspent conviction is one that’s still active. That means you’ll have to let your insurance provider know about it when you take out a policy.Convictions of other members of your householdInsurance providers may also want to kno...
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