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https://www.zen.com/blog/payment-security/human-driven-frauds-the-rise-of-the-new-threatening-trend/

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Human-driven frauds: the rise of the new threatening trend

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While outsourcing practices have been common for decades, automation is rapidly becoming increasingly more common across the world. While bringing with it numerous new opportunities, it also opens up new avenues for fraudulent activities. Attackers deploy bots, fraud farms, or a combination of the two, to maximize profits with the least possible investments[1] ,putting more risk on growing e-commerce sellers. In Q1 2021, human-driven fraud volumes doubled from Q4 2020. Retail companies were also damaged. It is estimated that globally, businesses lost ca. $42 billion to fraud in 2020. These attacks are generally carried out by fraud farms – organized operations of workers that are deployed to attack at scale and circumvent anti-bot defenses.[2] Another relevant form of attacks are the so-called “cyborg attacks” that employ a mix of fraud farms and bots to maximize their capabilities. They, which can inflict significant damage while keeping down the costs for the attacke...

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